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Best Credit Cards of February 2021 for Good Credit

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Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Requires sign in
Rewards Rate
Earn 1% cash back on eligible purchases. After twelve on-time payments, you will earn 1.25% cash back and after 12 on-time payments, you will earn 1.5% cash back.
Sign Up Bonus
N/A
Typical Credit Score
Fair, Limited / None, Good
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Upgrade Visa® Card with Cash Rewards

Requires sign in
Rewards Rate
Unlimited 1.5% Cash Back Rewards
Sign Up Bonus
N/A
Typical Credit Score
Good
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American Express Gold Card

Requires sign in
Rewards Rate
4x points on purchases at U.S. restaurants and U.S. supermarkets, 3x points on flights booked directly with airlines on amextravel.com, 1x points on all other purchases
Sign Up Bonus
60,000 bonus points upon spending $4,000 in the first 6 months
Typical Credit Score
Excellent, Good
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Chase Freedom Unlimited

Requires sign in
Rewards Rate
5% cash back on grocery store purchases and travel, 3% on dining and drugstore purchases, 1.5% on all other purchases
Sign Up Bonus
$200 cash back after you spend $500 in your first 3 months
Typical Credit Score
Good, Excellent
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Chase Sapphire Preferred Card

Requires sign in
Rewards Rate
2x points on travel and restaurants, 1x points on all other purchases
Sign Up Bonus
80,000 points after spending $4,000 on purchases in the first 3 months
Typical Credit Score
Excellent, Good
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Bank of America Cash Rewards Credit Card

Requires sign in
Rewards Rate
3% cash back in the category of your choice (gas, dining, travel, etc.), 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases
Sign Up Bonus
$200 cash back after spending $1,000 in the first 90 days
Typical Credit Score
Excellent, Good
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American Express Blue Cash Everyday Card

Requires sign in
Rewards Rate
3% cash back at U.S. supermarkets (up to $6,000 per year, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, 1% cash back on all other purchases
Sign Up Bonus
$200 cash back after spending $1,000 in the first three months
Typical Credit Score
Excellent, Good
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American Express Cash Magnet Card

Requires sign in
Rewards Rate
1.5% cash back on all purchases
Sign Up Bonus
$200 back after spending $1,000 in purchases within the first 3 months
Typical Credit Score
Excellent, Good
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American Express Blue Cash Preferred Card

Requires sign in
Rewards Rate
6% cash back at supermarkets (up to $6000) and select streaming subscriptions, 3% cash back on transit and gas, 1% on all other purchases
Sign Up Bonus
$300 statement credit when you spend $3,000 during the first 6 months
Typical Credit Score
Excellent, Good
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Capital One Quicksilver Cash Rewards Card

Requires sign in
Rewards Rate
1.5% cash back on every purchase
Sign Up Bonus
$150 cash bonus for spending $500 in the first 3 months
Typical Credit Score
Excellent, Good
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Discover it Chrome

Requires sign in
Rewards Rate
2% cash back on gas and restaurants on first $1000 per quarter, 1% on everything else
Sign Up Bonus
Cash back match for the initial card opening year
Typical Credit Score
Good
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Discover it Miles

Requires sign in
Rewards Rate
Unlimited 1.5 Miles on every dollar spent on purchases
Sign Up Bonus
Discover will match Miles earned for the first year
Typical Credit Score
Excellent, Good
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Discover it Cash Back

Requires sign in
Rewards Rate
5% cash back on rotating categories on up to $1,500 and 1% on all other purchases
Sign Up Bonus
Cashback match for one year
Typical Credit Score
Excellent, Good
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Bank of America Premium Rewards Credit Card

Requires sign in
Rewards Rate
2 points per $1 spent on travel and dining purchases, 1.5 points per $1 spent on all other purchases
Sign Up Bonus
50,000 points for spending $3,000 in the first 90 days
Typical Credit Score
Good, Excellent
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Bank of America Travel Rewards Credit Card

Requires sign in
Rewards Rate
1.5 points for every $1 spent on any purchase
Sign Up Bonus
25,000 points after spending $1,000 in the first 90 days
Typical Credit Score
Excellent, Good
See Full Details
$738
$1,065
$261
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