Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

To earn cash back, pay at least the minimum due on time.

Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.

Balance Transfers do not earn cash back.

If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.

There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

Earn unlimited 1.5% cash back on all other purchases.

Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.

No annual fee.

0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.

No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.

Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.

Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.

3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

2% Cash Back at U.S. gas stations and at select U.S. department stores.

1% Cash Back on other purchases.

Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.

Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.

Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.

No annual fee.

Terms Apply.

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.

No Annual Fee

Citi will only issue one Citi Custom Cash℠ Card account per person.

Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back.

Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits.

$0 intro annual fee for the first year, then $95.

6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).

6% Cash Back on select U.S. streaming subscriptions.

3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).

1% Cash Back on other purchases.

Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%

Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.

Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Terms Apply.

No Late Fees, No Penalty Rate, and No Annual Fee... Ever

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.

The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Stay protected with Citi^® Quick Lock and $0 liability on unauthorized charges