logo

As Seen In:

USA TodayNBCBloomberg

Best Credit Cards of November 2021 for Excellent Credit

Compare and apply for offers from our partners
category-header-image

1. Compare our recommended credit card offers for excellent credit from our partners
2. Apply securely online by clicking APPLY NOW
3. Save money on interest & earn valuable rewards

Sponsored Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months

Chase Sapphire Preferred® Card
full starfull starfull starfull starhalf star

On Chase's secure site
Rewards Rate
5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases
Welcome Offer
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Ultimate Rewards
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Card Network
card network
Annual Fee
$95
Credit Score Needed
Excellent, Good
Offer Details
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

  • Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.

  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.

  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.

  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.

  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Read The Full Review
Collapse Full Details
Sponsored 0% for 15 months on purchases from the date of account opening

Blue Cash Everyday® Card from American Express
full starfull starfull starfull starfull star

Blue Cash Everyday® Card from American Express
Apply Now
full starfull starfull starfull starfull star
Rates & FeesTerms Apply
On American Express's secure site
Rewards Rate
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% Cash Back at U.S. Gas Stations, 1% Cash Back on other eligible purchases
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months
Intro Purchase APR
0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
Expand Card Details
Sponsored $200 Bonus after you spend $500 on purchases in your first 3 months

Chase Freedom Unlimited®
full starfull starfull starfull starfull star

On Chase's secure site
Rewards Rate
Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases
Welcome Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year
0% Intro Purchase APR
0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99% - 24.74%
Expand Card Details
Sponsored 0% intro APR on Balance Transfers for 18 months

Citi® Double Cash Card – 18 month BT offer
full starfull starfull starfull starhalf star

On Citi's secure site
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
Intro Balance Transfer APR
0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness
Extra Benefits
No annual fee and free access to Citi Entertainment®
Expand Card Details
Sponsored 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases

Blue Cash Preferred® Card from American Express
full starfull starfull starfull starhalf star

On American Express's secure site
Rewards Rate
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) , 1% Cash Back on other eligible purchases
Welcome Offer
$300 back after you spend $3,000 in purchases on your new Card within the first 6 months.
Intro Purchase APR
0% APR for 12 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%
Expand Card Details
Sponsored 5% cash back on purchases in your top eligible spend category

Citi Custom Cash℠ Card
full starfull starfull starfull starhalf star

On Citi's secure site
Rewards Rate
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Welcome Offer
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Intro APR
0% Intro APR on Balance Transfers and Purchases for 15 months.
Expand Card Details

Can't decide?

Compare Cards Side by Side

Bank-Level Security

BBBNorton

As Seen In

USA TodayBloombergNBCFox Business

Free Forever

Clyde is an always-free service. We’re passionate about financial transparency and strive to get you the most for your money.

100% Secure

We are serious about security. We encrypt all the data you share with us to ensure your experience is both easy and safe.