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Applied Bank® Secured Visa® Gold Preferred® Credit Card vs First Progress Platinum Prestige MasterCard® Secured Credit Card

Applied Bank® Secured Visa® Gold Preferred® Credit Card
Apply Now
On Applied Bank's secure site
First Progress Platinum Prestige MasterCard® Secured Credit Card
Apply Now
On Synovus Bank's secure site
Product Details
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using

  • Absolutely No Credit Check or Minimum Credit Score Required

  • Automatic Reporting to All Three National Credit Bureaus

  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late

  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.

  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

  • Receive Your Card More Quickly with New Expedited Processing Option

  • No Credit History or Minimum Credit Score Required for Approval

  • Quick and Complete Online Application; No credit inquiry required!

  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian

  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!

  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!

  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time

  • 24/7 Online Access to Your Account

  • Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.

  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.

  • $49 annual fee

  • Foreign transaction fee

Credit Score Needed
Limited / None
Bad, Limited / None
Card Type
Visa
Mastercard
Welcome Offer
N/A
N/A
Rewards Rate
N/A
N/A
Intro Annual Fee
N/A
N/A
Annual Fee
$48
$49
Additional User Annual Fee
$30
N/A
Foreign Transaction Fee
3%
3%
Intro Purchase APR
N/A
N/A
Regular Purchase APR
9.99% (Fixed)
9.99% Variable
Cash Advance Fee
5%
3%
Cash Advance APR
9.99% (Fixed)
18.99% Variable
Late Fee
Up to $38
Up to $40
Intro Balance Transfer APR
N/A
N/A
Regular Balance Transfer APR
N/A
N/A
Penalty APR
N/A
N/A
Balance Transfer Fee
N/A
N/A
Return Payment Fee
Up to $38
Up to $20
Minimum Deposit
$200 - $1,000
$200