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Chase Freedom Unlimited® vs Blue Cash Everyday® Card from American Express

Chase Freedom Unlimited®
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On Chase's secure site
Blue Cash Everyday® Card from American Express
Apply Now
On American Express's secure site
Product Details
  • $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

  • 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

  • 3% cash back on dining at restaurants, including takeout and eligible delivery services

  • 3% cash back on drugstore purchases

  • 5% on travel purchased through Chase Ultimate Rewards®

  • Unlimited 1.5% cash back on all other purchases

  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99% - 24.74%.

  • No annual fee.

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

  • Buy Now, Pay Later: Enjoy $0 plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.

  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).

  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.

  • 1% Cash Back on other purchases.

  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.

  • No annual fee.

  • Terms Apply.

Credit Score Needed
Good, Excellent
Excellent, Good
Card Type
Visa
American Express
Welcome Offer
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year
$200 back after you spend $2,000 in purchases on your new Card within the first 6 months.
Rewards Rate
Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% Cash Back at U.S. Gas Stations, 1% Cash Back on other eligible purchases
Intro Annual Fee
N/A
N/A
Annual Fee
$0
$0
Additional User Annual Fee
N/A
N/A
Foreign Transaction Fee
3% of each transaction in U.S. dollars
2.7% of each transaction after conversion to US dollars.
Intro Purchase APR
0% Intro APR on Purchases for 15 months
0% on purchases for 15 months
Regular Purchase APR
14.99% - 24.74% Variable
13.99%-23.99% Variable
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater.
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Cash Advance APR
24.99% Variable
25.24% Variable
Late Fee
Up to $40
Up to $40
Intro Balance Transfer APR
N/A
N/A
Regular Balance Transfer APR
14.99% - 24.74% Variable
N/A
Penalty APR
Up to 29.99%
29.99% Variable
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
N/A
Return Payment Fee
Up to $40
Up to $40
Minimum Deposit
N/A
N/A